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low mortgage rates attracting more short-term borrowers
with the 15-year rate in sub-3% territory, about 3 in 10 refinancers are opting for loans of less than 30 years. traditional 30-year fixed-rate loans are averaging 3.75%, a record low for the fifth straight week. as mortgage rates sink deeper into record territory, homeowners are refinancing into 15-year loans at a pace not seen in a decade, aiming to pay off their debt in time for retirement.
decision points: pay off your mortgage early or hold until term?
many homeowners dream of a life without the burden of monthly mortgage payments.
steps to boost credit score when a mortgage is the goal
getting a mortgage? check your credit reports, pay down balances, consider closing cards and sit down with a lender for a review
mortgage insurers face ratings downgrades
three australian mortgage insurers are facing possible downgrades by ratings agency moody’s investors services.
